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Insurance and Payment Options

At Pearluxe Dental, we believe that everyone deserves access to top-quality dental care—without financial stress. That’s why we proudly accept a wide range of dental insurance plans and provide flexible payment solutions to meet the needs of every patient.

We Accept Most Major Insurance Plans

Pearluxe Dental works with many PPO insurance providers to help you maximize your benefits and minimize out-of-pocket costs. If you’re unsure about your coverage, just contact us—we’ll verify your insurance before your appointment and explain your benefits clearly.

Our insurance support includes:

  • Verifying your dental benefits

  • Explaining your coverage and estimated costs

  • Submitting insurance claims on your behalf

  • Coordinating your treatment plan with insurance limitations

No Insurance? No Problem.

Don’t have dental insurance? Pearluxe Dental offers affordable in-house membership plans that cover essential services like exams, cleanings, and X-rays, along with exclusive discounts on additional treatments. It’s a simple, stress-free way to keep your oral health on track.

Flexible Financing Options

To make dental care even more accessible, we offer financing through trusted partners such as CareCredit. With flexible monthly payment plans—including low- and zero-interest options—you can move forward with treatment confidently and comfortably.

Accepted Payment Methods

For your convenience, we accept:

  • Cash

  • Credit & Debit Cards (Visa, MasterCard, Discover, AMEX)

  • HSA & FSA Cards

  • Apple Pay & Google Pay


Need Assistance with Insurance or Payments?

Our friendly front desk team is here to help every step of the way. Whether you have questions about your insurance plan, need help with paperwork, or want to explore payment options, we’re just a phone call away.

At Pearluxe Dental, your smile is priceless—and your care is our priority.